Call reports 2012
FARMERS BANK, THE — 2012
What FARMERS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,596,000 | 98,439,000 | 97,476,000 | 102,692,000 |
| Total loans | 59,796,000 | 59,845,000 | 60,186,000 | 59,661,000 |
| Allowance for loan losses | 744,000 | 742,000 | 740,000 | 737,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,988,000 | 18,538,000 | 20,099,000 | 18,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,397,000 | 78,461,000 | 77,235,000 | 81,900,000 |
| Interest-bearing deposits | 56,997,000 | 56,586,000 | 56,301,000 | 58,994,000 |
| Noninterest-bearing deposits | 22,400,000 | 21,875,000 | 20,934,000 | 22,906,000 |
| Equity capital | 18,830,000 | 19,307,000 | 19,293,000 | 19,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,420,000 | 3,610,000 | 4,798,000 |
| Interest expense | 131,000 | 252,000 | 370,000 | 483,000 |
| Net interest income | 1,072,000 | 2,168,000 | 3,240,000 | 4,315,000 |
| Noninterest income | 174,000 | 369,000 | 565,000 | 745,000 |
| Noninterest expense | 612,000 | 1,234,000 | 1,834,000 | 2,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 634,000 | 1,303,000 | 1,971,000 | 2,509,000 |
| Income tax | 128,000 | 319,000 | 501,000 | 656,000 |
| Net income | 506,000 | 984,000 | 1,470,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,830,000 | 19,307,000 | 19,293,000 | 19,676,000 |
| Total capital | 19,574,000 | 20,049,000 | 20,033,000 | 20,413,000 |
| Risk-weighted assets | 70,144,000 | 70,599,000 | 71,059,000 | 71,845,000 |