Call reports 2008
FARMERS BANK, THE — 2008
What FARMERS BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 89,376,000 | 89,668,000 | 88,637,000 | 87,812,000 |
| Total loans | 60,107,000 | 61,215,000 | 62,570,000 | 60,414,000 |
| Allowance for loan losses | 700,000 | 723,000 | 630,000 | 677,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,873,000 | 15,672,000 | 15,775,000 | 16,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,580,000 | 70,019,000 | 68,093,000 | 67,362,000 |
| Interest-bearing deposits | 54,146,000 | 53,295,000 | 52,257,000 | 51,275,000 |
| Noninterest-bearing deposits | 16,434,000 | 16,723,000 | 15,836,000 | 16,087,000 |
| Equity capital | 17,686,000 | 18,187,000 | 18,729,000 | 18,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,888,000 | 4,324,000 | 5,696,000 |
| Interest expense | 312,000 | 583,000 | 841,000 | 1,070,000 |
| Net interest income | 1,171,000 | 2,305,000 | 3,483,000 | 4,626,000 |
| Noninterest income | 240,000 | 507,000 | 763,000 | 1,054,000 |
| Noninterest expense | 614,000 | 1,245,000 | 1,851,000 | 2,672,000 |
| Provision for loan losses | 7,000 | 35,000 | 63,000 | 113,000 |
| Pretax income | 790,000 | 1,532,000 | 2,332,000 | 2,895,000 |
| Income tax | 225,000 | 467,000 | 724,000 | 901,000 |
| Net income | 565,000 | 1,065,000 | 1,608,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,686,000 | 18,187,000 | 18,729,000 | 18,456,000 |
| Total capital | 18,386,000 | 18,910,000 | 19,359,000 | 19,133,000 |
| Risk-weighted assets | 64,827,000 | 65,568,000 | 66,883,000 | 65,325,000 |