Call reports 2007
FARMERS BANK, THE — 2007
What FARMERS BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,653,000 | 87,577,000 | 85,768,000 | 87,532,000 |
| Total loans | 54,581,000 | 57,360,000 | 59,501,000 | 60,398,000 |
| Allowance for loan losses | 679,000 | 710,000 | 624,000 | 690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,349,000 | 15,592,000 | 15,637,000 | 15,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,160,000 | 69,189,000 | 66,759,000 | 68,452,000 |
| Interest-bearing deposits | 51,909,000 | 52,147,000 | 51,139,000 | 52,727,000 |
| Noninterest-bearing deposits | 17,251,000 | 17,042,000 | 15,620,000 | 15,726,000 |
| Equity capital | 16,349,000 | 16,888,000 | 17,183,000 | 17,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,118,000 | 4,717,000 | 6,281,000 |
| Interest expense | 351,000 | 724,000 | 1,106,000 | 1,462,000 |
| Net interest income | 1,177,000 | 2,394,000 | 3,611,000 | 4,819,000 |
| Noninterest income | 186,000 | 416,000 | 615,000 | 898,000 |
| Noninterest expense | 623,000 | 1,245,000 | 1,881,000 | 2,706,000 |
| Provision for loan losses | 0 | 20,000 | 28,000 | 142,000 |
| Pretax income | 740,000 | 1,545,000 | 2,317,000 | 2,869,000 |
| Income tax | 217,000 | 483,000 | 720,000 | 904,000 |
| Net income | 523,000 | 1,062,000 | 1,597,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,349,000 | 16,888,000 | 17,183,000 | 17,122,000 |
| Total capital | 17,028,000 | 17,598,000 | 17,807,000 | 17,812,000 |
| Risk-weighted assets | 59,649,000 | 62,553,000 | 63,907,000 | 65,050,000 |