Call reports 2006
FARMERS BANK, THE — 2006
What FARMERS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,589,000 | 80,487,000 | 80,274,000 | 81,811,000 |
| Total loans | 55,740,000 | 52,729,000 | 54,897,000 | 55,208,000 |
| Allowance for loan losses | 728,000 | 662,000 | 648,000 | 693,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,910,000 | 13,950,000 | 14,190,000 | 14,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,337,000 | 63,617,000 | 62,542,000 | 63,997,000 |
| Interest-bearing deposits | 49,230,000 | 47,570,000 | 48,002,000 | 48,232,000 |
| Noninterest-bearing deposits | 15,107,000 | 16,047,000 | 14,540,000 | 15,765,000 |
| Equity capital | 15,081,000 | 15,372,000 | 15,890,000 | 15,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,918,000 | 4,437,000 | 5,977,000 |
| Interest expense | 246,000 | 516,000 | 816,000 | 1,137,000 |
| Net interest income | 1,191,000 | 2,402,000 | 3,621,000 | 4,840,000 |
| Noninterest income | 202,000 | 419,000 | 646,000 | 886,000 |
| Noninterest expense | 637,000 | 1,256,000 | 1,933,000 | 2,755,000 |
| Provision for loan losses | 87,000 | 122,000 | 132,000 | 232,000 |
| Pretax income | 669,000 | 1,443,000 | 2,202,000 | 2,739,000 |
| Income tax | 195,000 | 438,000 | 679,000 | 851,000 |
| Net income | 474,000 | 1,005,000 | 1,523,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,081,000 | 15,372,000 | 15,890,000 | 15,826,000 |
| Total capital | 15,808,000 | 16,034,000 | 16,538,000 | 16,519,000 |
| Risk-weighted assets | 58,136,000 | 56,224,000 | 58,937,000 | 59,556,000 |