Call reports 2002
FARMERS BANK, THE — 2002
What FARMERS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,973,000 | 73,003,000 | 70,864,000 | 71,502,000 |
| Total loans | 51,900,000 | 51,415,000 | 52,344,000 | 51,944,000 |
| Allowance for loan losses | 543,000 | 544,000 | 547,000 | 571,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,912,000 | 8,460,000 | 9,117,000 | 10,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,345,000 | 58,877,000 | 56,653,000 | 57,205,000 |
| Interest-bearing deposits | 44,992,000 | 44,773,000 | 43,716,000 | 44,056,000 |
| Noninterest-bearing deposits | 13,353,000 | 14,104,000 | 12,937,000 | 13,149,000 |
| Equity capital | 12,639,000 | 12,939,000 | 12,883,000 | 12,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,337,000 | 3,497,000 | 4,643,000 |
| Interest expense | 320,000 | 629,000 | 930,000 | 1,209,000 |
| Net interest income | 856,000 | 1,708,000 | 2,567,000 | 3,434,000 |
| Noninterest income | 136,000 | 282,000 | 422,000 | 664,000 |
| Noninterest expense | 538,000 | 1,072,000 | 1,635,000 | 2,311,000 |
| Provision for loan losses | 35,000 | 50,000 | 270,000 | 356,000 |
| Pretax income | 419,000 | 868,000 | 1,084,000 | 1,431,000 |
| Income tax | 112,000 | 261,000 | 333,000 | 441,000 |
| Net income | 307,000 | 607,000 | 751,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,639,000 | 12,939,000 | 12,883,000 | 12,922,000 |
| Total capital | 13,182,000 | 13,483,000 | 13,430,000 | 13,493,000 |
| Risk-weighted assets | 55,165,000 | 55,180,000 | 55,789,000 | 55,851,000 |