Call reports 2001
FARMERS BANK, THE — 2001
What FARMERS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,389,000 | 70,885,000 | 70,578,000 | 71,159,000 |
| Total loans | 52,221,000 | 52,095,000 | 52,482,000 | 52,966,000 |
| Allowance for loan losses | 569,000 | 555,000 | 485,000 | 529,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,917,000 | 7,733,000 | 7,674,000 | 8,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,240,000 | 57,092,000 | 56,332,000 | 56,993,000 |
| Interest-bearing deposits | 43,933,000 | 44,407,000 | 44,200,000 | 44,255,000 |
| Noninterest-bearing deposits | 12,307,000 | 12,685,000 | 12,132,000 | 12,738,000 |
| Equity capital | 11,879,000 | 12,312,000 | 12,503,000 | 12,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,142,000 | 4,593,000 | 5,908,000 |
| Interest expense | 469,000 | 917,000 | 1,326,000 | 1,695,000 |
| Net interest income | 1,153,000 | 2,225,000 | 3,267,000 | 4,213,000 |
| Noninterest income | 157,000 | 338,000 | 485,000 | 737,000 |
| Noninterest expense | 559,000 | 1,087,000 | 1,645,000 | 2,351,000 |
| Provision for loan losses | 39,000 | 135,000 | 181,000 | 260,000 |
| Pretax income | 712,000 | 1,341,000 | 1,926,000 | 2,339,000 |
| Income tax | 204,000 | 400,000 | 594,000 | 738,000 |
| Net income | 508,000 | 941,000 | 1,332,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,879,000 | 12,312,000 | 12,503,000 | 12,332,000 |
| Total capital | 12,448,000 | 12,867,000 | 12,988,000 | 12,861,000 |
| Risk-weighted assets | 55,358,000 | 55,885,000 | 56,412,000 | 56,784,000 |