Call reports 2013
STATE BANK OF DELPHOS — 2013
What STATE BANK OF DELPHOS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 45,176,000 | 48,003,000 | 45,061,000 | 44,817,000 |
| Total loans | 31,621,000 | 33,738,000 | 32,499,000 | 33,485,000 |
| Allowance for loan losses | 412,000 | 411,000 | 412,000 | 413,000 |
| Securities available for sale | 2,799,000 | 2,762,000 | 2,506,000 | 2,491,000 |
| Securities held to maturity | 6,871,000 | 6,857,000 | 6,429,000 | 5,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,088,000 | 35,692,000 | 35,583,000 | 33,482,000 |
| Interest-bearing deposits | 29,546,000 | 28,969,000 | 29,464,000 | 28,065,000 |
| Noninterest-bearing deposits | 6,542,000 | 6,723,000 | 6,119,000 | 5,417,000 |
| Equity capital | 4,310,000 | 4,340,000 | 4,447,000 | 4,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,020,000 | 1,523,000 | 2,026,000 |
| Interest expense | 76,000 | 150,000 | 220,000 | 291,000 |
| Net interest income | 421,000 | 870,000 | 1,303,000 | 1,735,000 |
| Noninterest income | 27,000 | 50,000 | 55,000 | 78,000 |
| Noninterest expense | 333,000 | 610,000 | 888,000 | 1,237,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 310,000 | 470,000 | 576,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 23,000 |
| Net income | 109,000 | 299,000 | 454,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,259,000 | 4,315,000 | 4,420,000 | 4,520,000 |
| Total capital | 4,671,000 | 4,726,000 | 4,832,000 | 4,933,000 |
| Risk-weighted assets | 33,883,000 | 36,403,000 | 34,550,000 | 35,157,000 |