Call reports 2011
STATE BANK OF DELPHOS — 2011
What STATE BANK OF DELPHOS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,789,000 | 43,172,000 | 40,744,000 | 43,025,000 |
| Total loans | 28,344,000 | 28,254,000 | 28,823,000 | 29,215,000 |
| Allowance for loan losses | 439,000 | 405,000 | 395,000 | 403,000 |
| Securities available for sale | 9,331,000 | 8,151,000 | 5,057,000 | 5,029,000 |
| Securities held to maturity | 3,576,000 | 3,674,000 | 3,597,000 | 4,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,805,000 | 33,917,000 | 34,212,000 | 33,630,000 |
| Interest-bearing deposits | 29,567,000 | 27,762,000 | 29,183,000 | 28,568,000 |
| Noninterest-bearing deposits | 6,238,000 | 6,155,000 | 5,029,000 | 5,062,000 |
| Equity capital | 3,666,000 | 3,777,000 | 3,869,000 | 4,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,025,000 | 1,539,000 | 2,041,000 |
| Interest expense | 112,000 | 218,000 | 312,000 | 403,000 |
| Net interest income | 386,000 | 807,000 | 1,227,000 | 1,638,000 |
| Noninterest income | 28,000 | 52,000 | 75,000 | 98,000 |
| Noninterest expense | 326,000 | 611,000 | 901,000 | 1,182,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 248,000 | 401,000 | 554,000 |
| Income tax | 6,000 | 12,000 | 17,000 | 21,000 |
| Net income | 82,000 | 236,000 | 384,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,691,000 | 3,710,000 | 3,798,000 | 3,947,000 |
| Total capital | 4,058,000 | 4,077,000 | 4,179,000 | 4,325,000 |
| Risk-weighted assets | 29,316,000 | 29,289,000 | 30,485,000 | 30,207,000 |