Call reports 2006
STATE BANK OF DELPHOS — 2006
What STATE BANK OF DELPHOS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,449,000 | 30,061,000 | 31,028,000 | 33,805,000 |
| Total loans | 22,531,000 | 22,918,000 | 23,486,000 | 26,418,000 |
| Allowance for loan losses | 470,000 | 468,000 | 447,000 | 446,000 |
| Securities available for sale | 2,619,000 | 2,601,000 | 2,886,000 | 2,892,000 |
| Securities held to maturity | 1,511,000 | 1,679,000 | 1,498,000 | 1,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,769,000 | 24,791,000 | 25,873,000 | 28,096,000 |
| Interest-bearing deposits | 21,926,000 | 21,674,000 | 22,575,000 | 25,052,000 |
| Noninterest-bearing deposits | 2,843,000 | 3,117,000 | 3,299,000 | 3,043,000 |
| Equity capital | 2,615,000 | 2,596,000 | 2,652,000 | 2,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 947,000 | 1,440,000 | 1,946,000 |
| Interest expense | 179,000 | 368,000 | 576,000 | 789,000 |
| Net interest income | 302,000 | 579,000 | 864,000 | 1,157,000 |
| Noninterest income | 26,000 | 61,000 | 156,000 | 253,000 |
| Noninterest expense | 267,000 | 507,000 | 773,000 | 1,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 133,000 | 247,000 | 373,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 14,000 |
| Net income | 55,000 | 122,000 | 230,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,685,000 | 2,682,000 | 2,700,000 | 2,814,000 |
| Total capital | 2,970,000 | 2,974,000 | 2,999,000 | 3,148,000 |
| Risk-weighted assets | 22,618,000 | 23,161,000 | 23,744,000 | 26,615,000 |