Call reports 2001
STATE BANK OF DELPHOS — 2001
What STATE BANK OF DELPHOS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,486,000 | 24,752,000 | 25,735,000 | 26,081,000 |
| Total loans | 18,632,000 | 20,034,000 | 20,174,000 | 20,734,000 |
| Allowance for loan losses | 344,000 | 351,000 | 352,000 | 399,000 |
| Securities available for sale | 2,911,000 | 2,314,000 | 2,234,000 | 2,218,000 |
| Securities held to maturity | 860,000 | 1,168,000 | 1,166,000 | 1,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,846,000 | 20,669,000 | 21,405,000 | 21,286,000 |
| Interest-bearing deposits | 19,115,000 | 18,431,000 | 19,151,000 | 19,194,000 |
| Noninterest-bearing deposits | 2,731,000 | 2,238,000 | 2,254,000 | 2,092,000 |
| Equity capital | 1,774,000 | 1,797,000 | 1,924,000 | 1,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 1,001,000 | 1,504,000 | 2,003,000 |
| Interest expense | 248,000 | 487,000 | 724,000 | 950,000 |
| Net interest income | 240,000 | 514,000 | 780,000 | 1,053,000 |
| Noninterest income | 45,000 | 75,000 | 127,000 | 171,000 |
| Noninterest expense | 182,000 | 356,000 | 545,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 103,000 | 233,000 | 362,000 | 348,000 |
| Income tax | 0 | 11,000 | 19,000 | 13,000 |
| Net income | 103,000 | 222,000 | 343,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,689,000 | 1,729,000 | 1,841,000 | 1,821,000 |
| Total capital | 1,922,000 | 1,974,000 | 2,093,000 | 2,076,000 |
| Risk-weighted assets | 18,507,000 | 19,499,000 | 19,692,000 | 20,280,000 |