Call reports 2001
KEARNEY STATE BANK AND TRUST COMPANY — 2001
What KEARNEY STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,543,000 | 105,023,000 | 107,475,000 | 111,089,000 |
| Total loans | 70,348,000 | 73,620,000 | 75,452,000 | 78,116,000 |
| Allowance for loan losses | 651,000 | 670,000 | 671,000 | 789,000 |
| Securities available for sale | 20,643,000 | 21,014,000 | 21,317,000 | 21,683,000 |
| Securities held to maturity | 1,089,000 | 2,100,000 | 2,104,000 | 3,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,494,000 | 93,673,000 | 96,212,000 | 101,271,000 |
| Interest-bearing deposits | 78,995,000 | 81,828,000 | 84,219,000 | 87,503,000 |
| Noninterest-bearing deposits | 11,499,000 | 11,845,000 | 11,993,000 | 13,768,000 |
| Equity capital | 7,964,000 | 8,332,000 | 8,373,000 | 8,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,035,000 | 4,343,000 | 6,369,000 | 8,473,000 |
| Interest expense | 1,116,000 | 2,222,000 | 3,282,000 | 4,212,000 |
| Net interest income | 919,000 | 2,121,000 | 3,087,000 | 4,261,000 |
| Noninterest income | 277,000 | 398,000 | 845,000 | 1,162,000 |
| Noninterest expense | 671,000 | 1,364,000 | 2,092,000 | 2,905,000 |
| Provision for loan losses | 40,000 | 100,000 | 325,000 | 550,000 |
| Pretax income | 489,000 | 1,082,000 | 1,635,000 | 2,191,000 |
| Income tax | 169,000 | 370,000 | 561,000 | 753,000 |
| Net income | 320,000 | 712,000 | 1,074,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,700,000 | 8,092,000 | 7,954,000 | 8,318,000 |
| Total capital | 8,351,000 | 8,762,000 | 8,625,000 | 9,107,000 |
| Risk-weighted assets | 69,624,000 | 72,512,000 | 75,502,000 | 78,996,000 |