Call reports 2012
FARMER CITY STATE BANK — 2012
What FARMER CITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 73,699,000 | 79,068,000 |
| Total loans | 15,818,000 | 15,567,000 |
| Allowance for loan losses | 374,000 | 369,000 |
| Securities available for sale | 48,026,000 | 48,462,000 |
| Securities held to maturity | 960,000 | 939,000 |
| Trading assets | 0 | 0 |
| Total deposits | 64,732,000 | 69,781,000 |
| Interest-bearing deposits | 54,473,000 | 60,404,000 |
| Noninterest-bearing deposits | 10,259,000 | 9,377,000 |
| Equity capital | 8,506,000 | 8,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 641,000 | 1,256,000 |
| Interest expense | 92,000 | 175,000 |
| Net interest income | 549,000 | 1,081,000 |
| Noninterest income | 261,000 | 495,000 |
| Noninterest expense | 519,000 | 1,009,000 |
| Provision for loan losses | 15,000 | 15,000 |
| Pretax income | 276,000 | 552,000 |
| Income tax | 0 | 0 |
| Net income | 276,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 7,269,000 | 7,429,000 |
| Total capital | 7,584,000 | 7,738,000 |
| Risk-weighted assets | 25,149,000 | 24,661,000 |