Call reports 2011
FARMER CITY STATE BANK — 2011
What FARMER CITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,117,000 | 66,792,000 | 69,344,000 | 71,781,000 |
| Total loans | 20,336,000 | 19,762,000 | 18,941,000 | 19,297,000 |
| Allowance for loan losses | 409,000 | 373,000 | 418,000 | 431,000 |
| Securities available for sale | 38,663,000 | 38,774,000 | 43,292,000 | 45,965,000 |
| Securities held to maturity | 1,101,000 | 1,081,000 | 1,081,000 | 960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,200,000 | 58,475,000 | 60,718,000 | 63,081,000 |
| Interest-bearing deposits | 50,354,000 | 50,571,000 | 52,940,000 | 54,286,000 |
| Noninterest-bearing deposits | 8,846,000 | 7,904,000 | 7,778,000 | 8,795,000 |
| Equity capital | 7,475,000 | 7,817,000 | 8,126,000 | 8,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,323,000 | 1,969,000 | 2,626,000 |
| Interest expense | 116,000 | 227,000 | 332,000 | 431,000 |
| Net interest income | 541,000 | 1,096,000 | 1,637,000 | 2,195,000 |
| Noninterest income | 185,000 | 367,000 | 568,000 | 869,000 |
| Noninterest expense | 519,000 | 1,028,000 | 1,553,000 | 2,084,000 |
| Provision for loan losses | 60,000 | 156,000 | 271,000 | 286,000 |
| Pretax income | 147,000 | 279,000 | 446,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 279,000 | 446,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,675,000 | 6,745,000 | 6,880,000 | 7,115,000 |
| Total capital | 7,038,000 | 7,090,000 | 7,222,000 | 7,465,000 |
| Risk-weighted assets | 28,960,000 | 27,540,000 | 27,267,000 | 27,948,000 |