Call reports 2010
FARMER CITY STATE BANK — 2010
What FARMER CITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,881,000 | 61,297,000 | 61,538,000 | 63,630,000 |
| Total loans | 27,828,000 | 25,335,000 | 24,307,000 | 23,703,000 |
| Allowance for loan losses | 566,000 | 570,000 | 502,000 | 564,000 |
| Securities available for sale | 25,960,000 | 28,465,000 | 28,977,000 | 32,668,000 |
| Securities held to maturity | 1,177,000 | 1,158,000 | 1,157,000 | 1,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,882,000 | 53,100,000 | 52,846,000 | 56,075,000 |
| Interest-bearing deposits | 46,715,000 | 46,137,000 | 45,335,000 | 47,834,000 |
| Noninterest-bearing deposits | 7,167,000 | 6,963,000 | 7,511,000 | 8,241,000 |
| Equity capital | 7,124,000 | 7,295,000 | 7,547,000 | 7,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,446,000 | 2,133,000 | 2,815,000 |
| Interest expense | 189,000 | 371,000 | 515,000 | 636,000 |
| Net interest income | 559,000 | 1,075,000 | 1,618,000 | 2,179,000 |
| Noninterest income | 176,000 | 343,000 | 532,000 | 809,000 |
| Noninterest expense | 555,000 | 1,047,000 | 1,632,000 | 2,189,000 |
| Provision for loan losses | 36,000 | 52,000 | 58,000 | 170,000 |
| Pretax income | 144,000 | 319,000 | 460,000 | 629,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 319,000 | 460,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,315,000 | 6,397,000 | 6,467,000 | 6,598,000 |
| Total capital | 6,800,000 | 6,809,000 | 6,871,000 | 6,999,000 |
| Risk-weighted assets | 38,689,000 | 32,807,000 | 32,250,000 | 31,898,000 |