Call reports 2009
FARMER CITY STATE BANK — 2009
What FARMER CITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,636,000 | 64,378,000 | 61,859,000 | 63,143,000 |
| Total loans | 34,299,000 | 32,844,000 | 32,972,000 | 32,785,000 |
| Allowance for loan losses | 442,000 | 459,000 | 455,000 | 532,000 |
| Securities available for sale | 24,209,000 | 23,211,000 | 22,864,000 | 23,023,000 |
| Securities held to maturity | 1,247,000 | 1,229,000 | 1,228,000 | 1,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,761,000 | 56,436,000 | 53,825,000 | 55,238,000 |
| Interest-bearing deposits | 48,116,000 | 48,863,000 | 46,978,000 | 47,117,000 |
| Noninterest-bearing deposits | 7,645,000 | 7,573,000 | 6,847,000 | 8,121,000 |
| Equity capital | 6,704,000 | 6,787,000 | 7,090,000 | 7,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,632,000 | 2,407,000 | 3,195,000 |
| Interest expense | 281,000 | 528,000 | 747,000 | 946,000 |
| Net interest income | 549,000 | 1,104,000 | 1,660,000 | 2,249,000 |
| Noninterest income | 190,000 | 389,000 | 564,000 | 727,000 |
| Noninterest expense | 623,000 | 1,175,000 | 1,755,000 | 2,314,000 |
| Provision for loan losses | 11,000 | 34,000 | 129,000 | 254,000 |
| Pretax income | 105,000 | 284,000 | 340,000 | 418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 284,000 | 340,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,211,000 | 6,287,000 | 6,216,000 | 6,235,000 |
| Total capital | 6,653,000 | 6,746,000 | 6,671,000 | 6,767,000 |
| Risk-weighted assets | 41,196,000 | 41,598,000 | 42,394,000 | 43,039,000 |