Call reports 2007
FARMER CITY STATE BANK — 2007
What FARMER CITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,071,000 | 66,338,000 | 67,524,000 | 66,066,000 |
| Total loans | 31,073,000 | 32,420,000 | 33,739,000 | 35,398,000 |
| Allowance for loan losses | 400,000 | 404,000 | 417,000 | 399,000 |
| Securities available for sale | 28,355,000 | 27,849,000 | 27,929,000 | 25,893,000 |
| Securities held to maturity | 150,000 | 1,134,000 | 1,134,000 | 1,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,252,000 | 55,320,000 | 60,654,000 | 58,643,000 |
| Interest-bearing deposits | 48,147,000 | 48,575,000 | 54,129,000 | 52,227,000 |
| Noninterest-bearing deposits | 7,105,000 | 6,745,000 | 6,525,000 | 6,416,000 |
| Equity capital | 5,359,000 | 5,093,000 | 5,551,000 | 5,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,808,000 | 2,781,000 | 3,743,000 |
| Interest expense | 388,000 | 803,000 | 1,281,000 | 1,748,000 |
| Net interest income | 501,000 | 1,005,000 | 1,500,000 | 1,995,000 |
| Noninterest income | 171,000 | 347,000 | 520,000 | 712,000 |
| Noninterest expense | 585,000 | 1,122,000 | 1,684,000 | 2,212,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 83,000 | 223,000 | 327,000 | 483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 83,000 | 223,000 | 327,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,733,000 | 5,779,000 | 5,802,000 | 5,856,000 |
| Total capital | 6,133,000 | 6,183,000 | 6,219,000 | 6,255,000 |
| Risk-weighted assets | 37,521,000 | 39,028,000 | 40,593,000 | 41,638,000 |