Call reports 2006
FARMER CITY STATE BANK — 2006
What FARMER CITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,278,000 | 62,088,000 | 61,435,000 | 62,749,000 |
| Total loans | 26,472,000 | 27,095,000 | 25,768,000 | 29,418,000 |
| Allowance for loan losses | 485,000 | 458,000 | 401,000 | 389,000 |
| Securities available for sale | 31,146,000 | 30,552,000 | 30,789,000 | 29,414,000 |
| Securities held to maturity | 0 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,549,000 | 54,499,000 | 54,320,000 | 53,231,000 |
| Interest-bearing deposits | 46,197,000 | 47,825,000 | 48,310,000 | 46,769,000 |
| Noninterest-bearing deposits | 6,352,000 | 6,674,000 | 6,010,000 | 6,462,000 |
| Equity capital | 5,036,000 | 4,600,000 | 5,016,000 | 5,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,623,000 | 2,463,000 | 3,309,000 |
| Interest expense | 275,000 | 584,000 | 971,000 | 1,338,000 |
| Net interest income | 520,000 | 1,039,000 | 1,492,000 | 1,971,000 |
| Noninterest income | 144,000 | 272,000 | 406,000 | 555,000 |
| Noninterest expense | 540,000 | 1,051,000 | 1,593,000 | 2,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 256,000 | 301,000 | 386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 256,000 | 301,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,663,000 | 5,614,000 | 5,609,000 | 5,694,000 |
| Total capital | 6,070,000 | 6,030,000 | 6,010,000 | 6,083,000 |
| Risk-weighted assets | 32,498,000 | 33,275,000 | 32,515,000 | 35,640,000 |