Call reports 2004
FARMER CITY STATE BANK — 2004
What FARMER CITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 66,240,000 | 65,707,000 | 64,895,000 | 61,352,000 |
| Total loans | 26,919,000 | 26,113,000 | 29,555,000 | 28,747,000 |
| Allowance for loan losses | 590,000 | 583,000 | 581,000 | 540,000 |
| Securities available for sale | 33,071,000 | 36,143,000 | 31,375,000 | 28,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,414,000 | 57,868,000 | 55,266,000 | 54,093,000 |
| Interest-bearing deposits | 52,526,000 | 49,630,000 | 49,728,000 | 48,199,000 |
| Noninterest-bearing deposits | 6,888,000 | 8,238,000 | 5,538,000 | 5,894,000 |
| Equity capital | 6,240,000 | 5,221,000 | 5,704,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,529,000 | 2,312,000 | 3,142,000 |
| Interest expense | 237,000 | 467,000 | 704,000 | 936,000 |
| Net interest income | 517,000 | 1,062,000 | 1,608,000 | 2,206,000 |
| Noninterest income | 108,000 | 245,000 | 359,000 | 482,000 |
| Noninterest expense | 514,000 | 1,010,000 | 1,517,000 | 2,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 111,000 | 297,000 | 476,000 | 581,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 6,000 |
| Net income | 105,000 | 291,000 | 470,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,516,000 | 5,614,000 | 5,546,000 | 5,651,000 |
| Total capital | 5,940,000 | 6,033,000 | 5,995,000 | 6,068,000 |
| Risk-weighted assets | 33,769,000 | 33,393,000 | 35,809,000 | 33,266,000 |