Call reports 2003
FARMER CITY STATE BANK — 2003
What FARMER CITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,605,000 | 60,518,000 | 62,084,000 | 62,422,000 |
| Total loans | 32,551,000 | 30,012,000 | 29,862,000 | 28,726,000 |
| Allowance for loan losses | 565,000 | 582,000 | 597,000 | 592,000 |
| Securities available for sale | 21,660,000 | 26,965,000 | 28,937,000 | 29,039,000 |
| Securities held to maturity | 3,838,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,019,000 | 53,816,000 | 54,774,000 | 56,139,000 |
| Interest-bearing deposits | 49,443,000 | 48,265,000 | 48,751,000 | 49,525,000 |
| Noninterest-bearing deposits | 6,576,000 | 5,551,000 | 6,023,000 | 6,614,000 |
| Equity capital | 6,053,000 | 6,058,000 | 5,985,000 | 5,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,690,000 | 2,442,000 | 3,234,000 |
| Interest expense | 290,000 | 566,000 | 824,000 | 1,077,000 |
| Net interest income | 574,000 | 1,124,000 | 1,618,000 | 2,157,000 |
| Noninterest income | 164,000 | 294,000 | 414,000 | 541,000 |
| Noninterest expense | 501,000 | 1,009,000 | 1,508,000 | 2,048,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 222,000 | 419,000 | 519,000 | 635,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 419,000 | 519,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,560,000 | 5,428,000 | 5,513,000 | 5,428,000 |
| Total capital | 6,027,000 | 5,864,000 | 5,950,000 | 5,862,000 |
| Risk-weighted assets | 37,242,000 | 34,754,000 | 34,813,000 | 34,528,000 |