Call reports 2001
FARMER CITY STATE BANK — 2001
What FARMER CITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,106,000 | 57,544,000 | 58,256,000 | 58,507,000 |
| Total loans | 26,336,000 | 27,258,000 | 29,909,000 | 30,777,000 |
| Allowance for loan losses | 502,000 | 517,000 | 526,000 | 514,000 |
| Securities available for sale | 19,496,000 | 17,192,000 | 15,611,000 | 14,247,000 |
| Securities held to maturity | 9,400,000 | 7,400,000 | 9,421,000 | 8,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,875,000 | 51,191,000 | 49,609,000 | 51,958,000 |
| Interest-bearing deposits | 44,337,000 | 46,521,000 | 44,579,000 | 46,067,000 |
| Noninterest-bearing deposits | 4,538,000 | 4,670,000 | 5,030,000 | 5,891,000 |
| Equity capital | 5,953,000 | 5,569,000 | 5,708,000 | 5,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,113,000 | 3,103,000 | 4,025,000 |
| Interest expense | 556,000 | 1,069,000 | 1,548,000 | 1,962,000 |
| Net interest income | 488,000 | 1,044,000 | 1,555,000 | 2,063,000 |
| Noninterest income | 84,000 | 156,000 | 227,000 | 393,000 |
| Noninterest expense | 414,000 | 847,000 | 1,249,000 | 1,690,000 |
| Provision for loan losses | 6,000 | 17,000 | 23,000 | 29,000 |
| Pretax income | 152,000 | 336,000 | 510,000 | 737,000 |
| Income tax | -37,000 | -38,000 | -38,000 | -38,000 |
| Net income | 189,000 | 374,000 | 548,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,647,000 | 5,389,000 | 5,294,000 | 5,521,000 |
| Total capital | 6,019,000 | 5,768,000 | 5,702,000 | 5,943,000 |
| Risk-weighted assets | 29,634,000 | 30,261,000 | 32,517,000 | 33,633,000 |