Call reports 2010
MILLENNIUM BCPBANK, NATIONAL ASSOCIATION — 2010
What MILLENNIUM BCPBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 723,989,000 | 714,485,000 | 708,045,000 |
| Total loans | 544,843,000 | 529,402,000 | 506,261,000 |
| Allowance for loan losses | 15,772,000 | 15,671,000 | 12,358,000 |
| Securities available for sale | 72,602,000 | 44,515,000 | 28,988,000 |
| Securities held to maturity | 4,024,000 | 3,950,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 643,375,000 | 633,552,000 | 629,275,000 |
| Interest-bearing deposits | 523,598,000 | 517,428,000 | 508,328,000 |
| Noninterest-bearing deposits | 119,777,000 | 116,124,000 | 120,946,000 |
| Equity capital | 73,724,000 | 72,564,000 | 68,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 8,310,000 | 16,368,000 | 23,851,000 |
| Interest expense | 2,141,000 | 3,942,000 | 5,647,000 |
| Net interest income | 6,169,000 | 12,426,000 | 18,204,000 |
| Noninterest income | 2,162,000 | 4,049,000 | 5,567,000 |
| Noninterest expense | 7,953,000 | 17,104,000 | 36,651,000 |
| Provision for loan losses | 2,568,000 | 2,838,000 | 4,899,000 |
| Pretax income | -2,190,000 | -3,431,000 | -17,789,000 |
| Income tax | 0 | 11,000 | 27,000 |
| Net income | -2,190,000 | -3,442,000 | -17,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 73,590,000 | 72,346,000 | 67,981,000 |
| Total capital | 79,694,000 | 78,172,000 | 73,442,000 |
| Risk-weighted assets | 478,574,000 | 456,184,000 | 430,180,000 |