Call reports 2009
MILLENNIUM BCPBANK, NATIONAL ASSOCIATION — 2009
What MILLENNIUM BCPBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 806,037,000 | 815,484,000 | 807,841,000 | 814,547,000 |
| Total loans | 642,371,000 | 636,847,000 | 621,456,000 | 595,028,000 |
| Allowance for loan losses | 11,252,000 | 14,978,000 | 16,066,000 | 16,119,000 |
| Securities available for sale | 50,551,000 | 60,681,000 | 75,364,000 | 56,764,000 |
| Securities held to maturity | 25,126,000 | 24,518,000 | 24,122,000 | 24,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,067,000 | 699,994,000 | 696,240,000 | 706,889,000 |
| Interest-bearing deposits | 572,177,000 | 574,180,000 | 567,158,000 | 542,574,000 |
| Noninterest-bearing deposits | 123,890,000 | 125,815,000 | 129,082,000 | 164,314,000 |
| Equity capital | 74,730,000 | 80,956,000 | 77,524,000 | 75,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,575,000 | 19,020,000 | 28,337,000 | 37,205,000 |
| Interest expense | 3,858,000 | 7,399,000 | 10,799,000 | 13,708,000 |
| Net interest income | 5,717,000 | 11,621,000 | 17,538,000 | 23,497,000 |
| Noninterest income | 1,904,000 | 3,912,000 | 6,088,000 | 8,683,000 |
| Noninterest expense | 7,872,000 | 16,261,000 | 24,421,000 | 33,111,000 |
| Provision for loan losses | 2,664,000 | 7,644,000 | 11,409,000 | 13,567,000 |
| Pretax income | -1,834,000 | -7,291,000 | -11,123,000 | -13,417,000 |
| Income tax | 1,000 | 60,000 | 88,000 | -256,000 |
| Net income | -1,835,000 | -7,351,000 | -11,211,000 | -13,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,043,000 | 81,566,000 | 77,715,000 | 75,773,000 |
| Total capital | 82,264,000 | 88,675,000 | 84,685,000 | 82,444,000 |
| Risk-weighted assets | 573,628,000 | 560,802,000 | 548,461,000 | 524,155,000 |