Call reports 2001
MILLENNIUM BCPBANK, NATIONAL ASSOCIATION — 2001
What MILLENNIUM BCPBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,699,000 | 74,827,000 | 100,321,000 | 143,976,000 |
| Total loans | 6,545,000 | 22,318,000 | 42,261,000 | 77,872,000 |
| Allowance for loan losses | 65,000 | 190,000 | 198,000 | 386,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 493,000 | 502,000 | 502,000 | 502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,978,000 | 50,103,000 | 76,924,000 | 118,660,000 |
| Interest-bearing deposits | 27,006,000 | 39,427,000 | 62,699,000 | 95,294,000 |
| Noninterest-bearing deposits | 7,972,000 | 10,676,000 | 14,225,000 | 23,366,000 |
| Equity capital | 25,601,000 | 24,351,000 | 23,044,000 | 24,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,554,000 | 2,682,000 | 4,057,000 |
| Interest expense | 308,000 | 720,000 | 1,311,000 | 2,048,000 |
| Net interest income | 427,000 | 834,000 | 1,371,000 | 2,009,000 |
| Noninterest income | 41,000 | 462,000 | 720,000 | 1,075,000 |
| Noninterest expense | 1,665,000 | 3,618,000 | 5,698,000 | 8,046,000 |
| Provision for loan losses | 65,000 | 190,000 | 212,000 | 404,000 |
| Pretax income | -1,262,000 | -2,512,000 | -3,819,000 | -5,366,000 |
| Income tax | 0 | 0 | 0 | -3,380,000 |
| Net income | -1,262,000 | -2,512,000 | -3,819,000 | -1,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,601,000 | 24,351,000 | 23,044,000 | 24,877,000 |
| Total capital | 25,666,000 | 24,541,000 | 23,242,000 | 25,263,000 |
| Risk-weighted assets | 21,313,000 | 37,016,000 | 56,766,000 | 91,022,000 |