Call reports 2015
PEOPLES FEDERAL SAVINGS BANK OF DEKALB COUNTY — 2015
What PEOPLES FEDERAL SAVINGS BANK OF DEKALB COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 474,850,000 | 461,189,000 |
| Total loans | 229,974,000 | 228,595,000 |
| Allowance for loan losses | 1,943,000 | 1,999,000 |
| Securities available for sale | 175,404,000 | 0 |
| Securities held to maturity | 10,039,000 | 2,038,000 |
| Trading assets | 0 | 0 |
| Total deposits | 362,473,000 | 353,885,000 |
| Interest-bearing deposits | 330,484,000 | 322,309,000 |
| Noninterest-bearing deposits | 31,989,000 | 31,576,000 |
| Equity capital | 57,295,000 | 56,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 3,753,000 | 6,863,000 |
| Interest expense | 730,000 | 1,437,000 |
| Net interest income | 3,023,000 | 5,426,000 |
| Noninterest income | 840,000 | 1,698,000 |
| Noninterest expense | 2,935,000 | 7,352,000 |
| Provision for loan losses | 34,000 | 38,000 |
| Pretax income | 942,000 | 3,398,000 |
| Income tax | 141,000 | 847,000 |
| Net income | 801,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 52,349,000 | 54,100,000 |
| Total capital | 54,292,000 | 56,099,000 |
| Risk-weighted assets | 243,464,000 | 199,762,000 |