Call reports 2014
PEOPLES FEDERAL SAVINGS BANK OF DEKALB COUNTY — 2014
What PEOPLES FEDERAL SAVINGS BANK OF DEKALB COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 469,021,000 | 463,417,000 | 470,197,000 | 484,801,000 |
| Total loans | 236,074,000 | 231,021,000 | 231,125,000 | 235,125,000 |
| Allowance for loan losses | 1,961,000 | 1,985,000 | 1,980,000 | 1,954,000 |
| Securities available for sale | 173,508,000 | 162,039,000 | 169,765,000 | 169,674,000 |
| Securities held to maturity | 9,729,000 | 9,306,000 | 10,984,000 | 10,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,688,000 | 351,568,000 | 358,322,000 | 372,480,000 |
| Interest-bearing deposits | 328,906,000 | 322,955,000 | 328,406,000 | 340,604,000 |
| Noninterest-bearing deposits | 29,782,000 | 28,613,000 | 29,916,000 | 31,876,000 |
| Equity capital | 55,291,000 | 56,029,000 | 55,984,000 | 56,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,962,000 | 7,836,000 | 11,679,000 | 15,452,000 |
| Interest expense | 762,000 | 1,515,000 | 2,254,000 | 3,008,000 |
| Net interest income | 3,200,000 | 6,321,000 | 9,425,000 | 12,444,000 |
| Noninterest income | 765,000 | 1,520,000 | 2,254,000 | 2,968,000 |
| Noninterest expense | 3,058,000 | 6,121,000 | 8,931,000 | 11,908,000 |
| Provision for loan losses | 133,000 | 308,000 | 343,000 | 376,000 |
| Pretax income | 877,000 | 2,122,000 | 3,115,000 | 4,103,000 |
| Income tax | 109,000 | 337,000 | 417,000 | 565,000 |
| Net income | 768,000 | 1,785,000 | 2,698,000 | 3,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,670,000 | 51,940,000 | 51,954,000 | 52,046,000 |
| Total capital | 53,631,000 | 53,925,000 | 53,934,000 | 54,001,000 |
| Risk-weighted assets | 247,584,000 | 241,894,000 | 243,840,000 | 250,886,000 |