Call reports 2002
WARREN FIVE CENTS SAVINGS BANK — 2002
What WARREN FIVE CENTS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 460,878,000 | 459,811,000 | 480,510,000 |
| Total loans | 348,890,000 | 352,521,000 | 370,842,000 |
| Allowance for loan losses | 4,983,000 | 4,992,000 | 5,002,000 |
| Securities available for sale | 55,279,000 | 58,164,000 | 70,555,000 |
| Securities held to maturity | 1,375,000 | 1,375,000 | 1,375,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 400,395,000 | 397,403,000 | 400,137,000 |
| Interest-bearing deposits | 365,353,000 | 359,495,000 | 353,327,000 |
| Noninterest-bearing deposits | 35,042,000 | 37,908,000 | 46,810,000 |
| Equity capital | 41,254,000 | 42,401,000 | 43,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 7,082,000 | 13,742,000 | 20,660,000 |
| Interest expense | 2,321,000 | 4,175,000 | 5,855,000 |
| Net interest income | 4,761,000 | 9,567,000 | 14,805,000 |
| Noninterest income | 471,000 | 1,123,000 | 1,818,000 |
| Noninterest expense | 3,064,000 | 6,324,000 | 10,070,000 |
| Provision for loan losses | -38,000 | -38,000 | -38,000 |
| Pretax income | 2,206,000 | 4,404,000 | 6,591,000 |
| Income tax | 672,000 | 1,342,000 | 1,996,000 |
| Net income | 1,534,000 | 3,062,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 40,809,000 | 41,503,000 | 42,203,000 |
| Total capital | 45,357,000 | 46,110,000 | 46,874,000 |
| Risk-weighted assets | 363,438,000 | 368,213,000 | 373,332,000 |