Call reports 2001
WARREN FIVE CENTS SAVINGS BANK — 2001
What WARREN FIVE CENTS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 443,797,000 | 477,531,000 | 483,560,000 | 463,717,000 |
| Total loans | 358,616,000 | 381,310,000 | 379,697,000 | 355,236,000 |
| Allowance for loan losses | 4,832,000 | 4,880,000 | 4,928,000 | 4,973,000 |
| Securities available for sale | 53,199,000 | 52,130,000 | 58,075,000 | 57,333,000 |
| Securities held to maturity | 1,250,000 | 1,375,000 | 1,375,000 | 1,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,273,000 | 393,177,000 | 401,824,000 | 401,114,000 |
| Interest-bearing deposits | 356,906,000 | 363,729,000 | 372,691,000 | 370,461,000 |
| Noninterest-bearing deposits | 26,367,000 | 29,448,000 | 29,133,000 | 30,653,000 |
| Equity capital | 37,553,000 | 38,737,000 | 40,082,000 | 40,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,461,000 | 16,983,000 | 25,407,000 | 33,210,000 |
| Interest expense | 3,529,000 | 7,030,000 | 10,532,000 | 13,525,000 |
| Net interest income | 4,932,000 | 9,953,000 | 14,875,000 | 19,685,000 |
| Noninterest income | 512,000 | 1,199,000 | 1,822,000 | 2,554,000 |
| Noninterest expense | 2,770,000 | 5,727,000 | 8,719,000 | 12,019,000 |
| Provision for loan losses | 38,000 | 9,000 | 47,000 | -131,000 |
| Pretax income | 2,636,000 | 5,416,000 | 7,931,000 | 10,351,000 |
| Income tax | 908,000 | 1,661,000 | 2,499,000 | 3,287,000 |
| Net income | 1,728,000 | 3,755,000 | 5,432,000 | 7,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,299,000 | 38,503,000 | 39,333,000 | 40,118,000 |
| Total capital | 42,022,000 | 43,383,000 | 44,218,000 | 44,797,000 |
| Risk-weighted assets | 377,715,000 | 396,945,000 | 390,779,000 | 373,999,000 |