Call reports 2026
ANDOVER STATE BANK — 2026
What ANDOVER STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 233,683,000 | 232,166,000 |
| Total loans | 188,385,000 | 189,703,000 |
| Allowance for loan losses | 2,240,000 | 2,307,000 |
| Securities available for sale | 15,392,000 | 16,286,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 210,021,000 | 208,214,000 |
| Interest-bearing deposits | 180,285,000 | 177,886,000 |
| Noninterest-bearing deposits | 29,736,000 | 30,328,000 |
| Equity capital | 19,679,000 | 20,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,276,000 | 6,623,000 |
| Interest expense | 1,189,000 | 2,360,000 |
| Net interest income | 2,087,000 | 4,263,000 |
| Noninterest income | 215,000 | 520,000 |
| Noninterest expense | 1,499,000 | 3,067,000 |
| Provision for loan losses | -35,000 | 33,000 |
| Pretax income | 803,000 | 1,629,000 |
| Income tax | 193,000 | 391,000 |
| Net income | 610,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 20,195,000 | 20,592,000 |
| Total capital | 22,561,000 | 23,032,000 |
| Risk-weighted assets | 189,227,000 | 195,149,000 |