Call reports 2006
FARMERS AND MERCHANTS STATE BANK, THE — 2006
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,643,000 | 25,140,000 | 25,705,000 | 25,184,000 |
| Total loans | 9,754,000 | 9,736,000 | 10,407,000 | 10,695,000 |
| Allowance for loan losses | 107,000 | 111,000 | 113,000 | 90,000 |
| Securities available for sale | 13,185,000 | 13,080,000 | 12,673,000 | 12,385,000 |
| Securities held to maturity | 1,373,000 | 1,251,000 | 1,182,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,751,000 | 14,984,000 | 15,674,000 | 15,704,000 |
| Interest-bearing deposits | 12,656,000 | 12,411,000 | 12,693,000 | 13,425,000 |
| Noninterest-bearing deposits | 3,095,000 | 2,573,000 | 2,981,000 | 2,279,000 |
| Equity capital | 1,882,000 | 1,767,000 | 2,004,000 | 2,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 687,000 | 1,044,000 | 1,424,000 |
| Interest expense | 138,000 | 287,000 | 454,000 | 625,000 |
| Net interest income | 211,000 | 400,000 | 590,000 | 799,000 |
| Noninterest income | 43,000 | 99,000 | 146,000 | 195,000 |
| Noninterest expense | 204,000 | 411,000 | 612,000 | 821,000 |
| Provision for loan losses | 3,000 | 5,000 | 8,000 | 12,000 |
| Pretax income | 47,000 | 83,000 | 116,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 83,000 | 116,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,189,000 | 2,198,000 | 2,198,000 | 2,211,000 |
| Total capital | 2,296,000 | 2,309,000 | 2,311,000 | 2,301,000 |
| Risk-weighted assets | 14,398,000 | 14,309,000 | 15,131,000 | 14,954,000 |