Call reports 2005
FARMERS AND MERCHANTS STATE BANK, THE — 2005
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,166,000 | 25,560,000 | 25,297,000 | 25,015,000 |
| Total loans | 9,477,000 | 9,236,000 | 10,106,000 | 10,017,000 |
| Allowance for loan losses | 127,000 | 128,000 | 128,000 | 103,000 |
| Securities available for sale | 11,952,000 | 12,796,000 | 12,125,000 | 12,338,000 |
| Securities held to maturity | 2,786,000 | 2,460,000 | 1,768,000 | 1,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,487,000 | 14,714,000 | 14,878,000 | 15,164,000 |
| Interest-bearing deposits | 13,119,000 | 12,387,000 | 12,765,000 | 12,274,000 |
| Noninterest-bearing deposits | 2,368,000 | 2,327,000 | 2,113,000 | 2,890,000 |
| Equity capital | 1,908,000 | 2,016,000 | 1,976,000 | 1,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 631,000 | 964,000 | 1,294,000 |
| Interest expense | 104,000 | 219,000 | 345,000 | 471,000 |
| Net interest income | 214,000 | 412,000 | 619,000 | 823,000 |
| Noninterest income | 44,000 | 93,000 | 143,000 | 187,000 |
| Noninterest expense | 212,000 | 435,000 | 634,000 | 842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 70,000 | 128,000 | 168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 70,000 | 128,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,142,000 | 2,141,000 | 2,166,000 | 2,174,000 |
| Total capital | 2,269,000 | 2,269,000 | 2,294,000 | 2,277,000 |
| Risk-weighted assets | 13,347,000 | 13,274,000 | 13,757,000 | 14,183,000 |