Call reports 2001
FARMERS AND MERCHANTS STATE BANK, THE — 2001
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,956,000 | 14,032,000 | 14,165,000 | 14,300,000 |
| Total loans | 8,110,000 | 8,584,000 | 8,797,000 | 9,182,000 |
| Allowance for loan losses | 132,000 | 131,000 | 141,000 | 133,000 |
| Securities available for sale | 0 | 0 | 0 | 632,000 |
| Securities held to maturity | 5,121,000 | 4,630,000 | 4,519,000 | 3,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,976,000 | 11,844,000 | 12,037,000 | 12,201,000 |
| Interest-bearing deposits | 9,961,000 | 9,845,000 | 10,300,000 | 9,984,000 |
| Noninterest-bearing deposits | 2,015,000 | 1,999,000 | 1,737,000 | 2,217,000 |
| Equity capital | 1,830,000 | 1,860,000 | 1,864,000 | 1,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 543,000 | 809,000 | 1,078,000 |
| Interest expense | 107,000 | 203,000 | 305,000 | 397,000 |
| Net interest income | 169,000 | 340,000 | 504,000 | 681,000 |
| Noninterest income | 54,000 | 108,000 | 161,000 | 221,000 |
| Noninterest expense | 166,000 | 332,000 | 502,000 | 719,000 |
| Provision for loan losses | 0 | 0 | 29,000 | 29,000 |
| Pretax income | 57,000 | 116,000 | 134,000 | 154,000 |
| Income tax | 15,000 | 29,000 | 43,000 | 25,000 |
| Net income | 42,000 | 87,000 | 91,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,830,000 | 1,860,000 | 1,864,000 | 1,902,000 |
| Total capital | 1,962,000 | 1,991,000 | 2,004,000 | 2,035,000 |
| Risk-weighted assets | 10,686,000 | 11,167,000 | 11,168,000 | 11,425,000 |