Call reports 2017
BANK STAR ONE — 2017
What BANK STAR ONE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 90,461,000 | 79,235,000 |
| Total loans | 55,625,000 | 49,179,000 |
| Allowance for loan losses | 1,020,000 | 3,000 |
| Securities available for sale | 4,184,000 | 4,142,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 76,261,000 | 61,541,000 |
| Interest-bearing deposits | 58,490,000 | 44,921,000 |
| Noninterest-bearing deposits | 17,771,000 | 16,620,000 |
| Equity capital | 13,833,000 | 16,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 329,000 | 1,117,000 |
| Interest expense | 18,000 | 59,000 |
| Net interest income | 311,000 | 1,058,000 |
| Noninterest income | 88,000 | 223,000 |
| Noninterest expense | 256,000 | 878,000 |
| Provision for loan losses | 10,000 | 40,000 |
| Pretax income | 133,000 | 363,000 |
| Income tax | 47,000 | 140,000 |
| Net income | 86,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 13,840,000 | 9,553,000 |
| Total capital | 14,494,000 | 9,556,000 |
| Risk-weighted assets | 51,942,000 | 48,978,000 |