Call reports 2011
BANK STAR ONE — 2011
What BANK STAR ONE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,180,000 | 93,879,000 | 94,559,000 | 95,352,000 |
| Total loans | 64,566,000 | 67,235,000 | 72,895,000 | 75,567,000 |
| Allowance for loan losses | 1,354,000 | 1,261,000 | 1,150,000 | 1,350,000 |
| Securities available for sale | 10,962,000 | 13,010,000 | 14,009,000 | 8,885,000 |
| Securities held to maturity | 0 | 1,077,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,070,000 | 84,841,000 | 83,787,000 | 83,526,000 |
| Interest-bearing deposits | 71,565,000 | 73,378,000 | 72,771,000 | 72,683,000 |
| Noninterest-bearing deposits | 10,505,000 | 11,463,000 | 11,016,000 | 10,843,000 |
| Equity capital | 8,795,000 | 8,642,000 | 8,889,000 | 8,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,136,000 | 3,284,000 | 4,497,000 |
| Interest expense | 160,000 | 322,000 | 480,000 | 633,000 |
| Net interest income | 868,000 | 1,814,000 | 2,804,000 | 3,864,000 |
| Noninterest income | 116,000 | 480,000 | 941,000 | 1,367,000 |
| Noninterest expense | 990,000 | 1,980,000 | 2,990,000 | 4,113,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 795,000 |
| Pretax income | -81,000 | 164,000 | 480,000 | 323,000 |
| Income tax | -33,000 | 56,000 | 170,000 | 117,000 |
| Net income | -48,000 | 108,000 | 310,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,774,000 | 8,605,000 | 8,804,000 | 8,703,000 |
| Total capital | 9,483,000 | 9,347,000 | 9,587,000 | 9,495,000 |
| Risk-weighted assets | 56,087,000 | 58,881,000 | 62,271,000 | 62,835,000 |