Call reports 2007
BANK STAR ONE — 2007
What BANK STAR ONE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 102,824,000 | 104,759,000 | 106,197,000 | 105,766,000 |
| Total loans | 73,827,000 | 72,329,000 | 75,971,000 | 77,000,000 |
| Allowance for loan losses | 1,316,000 | 1,054,000 | 1,066,000 | 1,468,000 |
| Securities available for sale | 13,414,000 | 20,197,000 | 19,427,000 | 21,203,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,596,000 | 96,752,000 | 97,725,000 | 92,581,000 |
| Interest-bearing deposits | 85,447,000 | 87,462,000 | 88,578,000 | 84,304,000 |
| Noninterest-bearing deposits | 9,149,000 | 9,290,000 | 9,147,000 | 8,277,000 |
| Equity capital | 7,608,000 | 7,487,000 | 7,809,000 | 7,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,474,000 | 5,314,000 | 7,071,000 |
| Interest expense | 752,000 | 1,563,000 | 2,423,000 | 3,240,000 |
| Net interest income | 986,000 | 1,911,000 | 2,891,000 | 3,831,000 |
| Noninterest income | 260,000 | 544,000 | 883,000 | 1,162,000 |
| Noninterest expense | 995,000 | 2,449,000 | 3,526,000 | 4,647,000 |
| Provision for loan losses | 269,000 | 32,000 | 51,000 | 470,000 |
| Pretax income | -18,000 | -26,000 | 197,000 | -124,000 |
| Income tax | -28,000 | -48,000 | 6,000 | -129,000 |
| Net income | 10,000 | 22,000 | 191,000 | 5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,588,000 | 7,599,000 | 7,769,000 | 7,582,000 |
| Total capital | 8,607,000 | 8,488,000 | 8,693,000 | 8,521,000 |
| Risk-weighted assets | 81,283,000 | 70,946,000 | 73,836,000 | 74,630,000 |