Call reports 2025
STILLMAN BANCCORP, N.A. — 2025
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 612,256,000 | 613,181,000 | 610,370,000 | 625,171,000 |
| Total loans | 238,210,000 | 256,807,000 | 263,967,000 | 287,043,000 |
| Allowance for loan losses | 2,166,000 | 2,401,000 | 2,483,000 | 2,732,000 |
| Securities available for sale | 296,877,000 | 285,428,000 | 285,967,000 | 276,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,122,000 | 546,824,000 | 536,391,000 | 554,381,000 |
| Interest-bearing deposits | 463,247,000 | 456,276,000 | 449,124,000 | 458,037,000 |
| Noninterest-bearing deposits | 90,875,000 | 90,548,000 | 87,267,000 | 96,344,000 |
| Equity capital | 41,111,000 | 42,220,000 | 47,879,000 | 49,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,629,000 | 11,598,000 | 17,725,000 | 23,989,000 |
| Interest expense | 2,392,000 | 4,675,000 | 7,060,000 | 9,409,000 |
| Net interest income | 3,237,000 | 6,923,000 | 10,665,000 | 14,580,000 |
| Noninterest income | 1,238,000 | 2,591,000 | 4,021,000 | 5,411,000 |
| Noninterest expense | 3,873,000 | 7,658,000 | 11,676,000 | 15,880,000 |
| Provision for loan losses | 70,000 | 292,000 | 345,000 | 565,000 |
| Pretax income | 552,000 | 1,551,000 | 2,605,000 | 3,606,000 |
| Income tax | 6,000 | 20,000 | 39,000 | 53,000 |
| Net income | 546,000 | 1,531,000 | 2,566,000 | 3,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,222,000 | 58,607,000 | 59,309,000 | 59,528,000 |
| Total capital | 60,536,000 | 61,188,000 | 62,019,000 | 62,367,000 |
| Risk-weighted assets | 272,566,000 | 290,585,000 | 297,388,000 | 321,139,000 |