Call reports 2023
STILLMAN BANCCORP, N.A. — 2023
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 567,654,000 | 580,164,000 | 568,847,000 | 579,972,000 |
| Total loans | 181,873,000 | 187,813,000 | 198,877,000 | 205,570,000 |
| Allowance for loan losses | 1,964,000 | 1,982,000 | 1,996,000 | 2,025,000 |
| Securities available for sale | 355,305,000 | 346,132,000 | 336,142,000 | 345,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,580,000 | 517,724,000 | 505,933,000 | 526,564,000 |
| Interest-bearing deposits | 416,781,000 | 418,264,000 | 414,507,000 | 432,345,000 |
| Noninterest-bearing deposits | 106,799,000 | 99,460,000 | 91,426,000 | 94,219,000 |
| Equity capital | 29,250,000 | 25,762,000 | 21,787,000 | 34,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,274,000 | 8,557,000 | 13,124,000 | 18,022,000 |
| Interest expense | 994,000 | 2,392,000 | 4,241,000 | 6,386,000 |
| Net interest income | 3,280,000 | 6,165,000 | 8,883,000 | 11,636,000 |
| Noninterest income | 1,185,000 | 2,397,000 | 4,661,000 | 5,867,000 |
| Noninterest expense | 3,539,000 | 6,890,000 | 10,418,000 | 13,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 895,000 | 1,640,000 | 3,094,000 | 2,667,000 |
| Income tax | 10,000 | 27,000 | 46,000 | 28,000 |
| Net income | 885,000 | 1,613,000 | 3,048,000 | 2,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,990,000 | 56,278,000 | 57,682,000 | 56,875,000 |
| Total capital | 58,043,000 | 58,350,000 | 59,768,000 | 58,990,000 |
| Risk-weighted assets | 249,732,000 | 252,895,000 | 255,735,000 | 242,304,000 |