Call reports 2022
STILLMAN BANCCORP, N.A. — 2022
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 623,765,000 | 612,369,000 | 583,152,000 | 592,719,000 |
| Total loans | 169,601,000 | 180,082,000 | 182,493,000 | 188,629,000 |
| Allowance for loan losses | 2,363,000 | 2,386,000 | 2,409,000 | 2,043,000 |
| Securities available for sale | 391,892,000 | 381,785,000 | 362,812,000 | 360,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,029,000 | 551,053,000 | 524,240,000 | 541,370,000 |
| Interest-bearing deposits | 441,670,000 | 434,630,000 | 416,732,000 | 431,974,000 |
| Noninterest-bearing deposits | 113,359,000 | 116,423,000 | 107,508,000 | 109,396,000 |
| Equity capital | 36,835,000 | 27,523,000 | 18,766,000 | 22,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,428,000 | 7,129,000 | 10,952,000 | 15,048,000 |
| Interest expense | 227,000 | 456,000 | 767,000 | 1,344,000 |
| Net interest income | 3,201,000 | 6,673,000 | 10,185,000 | 13,704,000 |
| Noninterest income | 1,345,000 | 2,628,000 | 3,816,000 | 4,947,000 |
| Noninterest expense | 3,417,000 | 6,684,000 | 10,315,000 | 13,504,000 |
| Provision for loan losses | 0 | 0 | 0 | -400,000 |
| Pretax income | 1,138,000 | 2,626,000 | 4,062,000 | 5,924,000 |
| Income tax | 13,000 | 32,000 | 52,000 | 72,000 |
| Net income | 1,125,000 | 2,594,000 | 4,010,000 | 5,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,319,000 | 53,175,000 | 54,098,000 | 55,263,000 |
| Total capital | 54,682,000 | 55,561,000 | 56,507,000 | 57,306,000 |
| Risk-weighted assets | 227,311,000 | 234,935,000 | 235,118,000 | 252,357,000 |