Call reports 2020
STILLMAN BANCCORP, N.A. — 2020
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 477,452,000 | 520,837,000 | 534,987,000 | 553,249,000 |
| Total loans | 156,447,000 | 174,596,000 | 174,525,000 | 175,188,000 |
| Allowance for loan losses | 2,044,000 | 2,110,000 | 2,191,000 | 2,230,000 |
| Securities available for sale | 263,944,000 | 285,625,000 | 305,931,000 | 322,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,277,000 | 443,028,000 | 443,285,000 | 461,094,000 |
| Interest-bearing deposits | 341,929,000 | 355,345,000 | 360,757,000 | 373,541,000 |
| Noninterest-bearing deposits | 69,348,000 | 87,683,000 | 82,528,000 | 87,553,000 |
| Equity capital | 49,722,000 | 53,692,000 | 56,073,000 | 57,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,920,000 | 7,525,000 | 11,126,000 | 15,053,000 |
| Interest expense | 673,000 | 1,241,000 | 1,753,000 | 2,196,000 |
| Net interest income | 3,247,000 | 6,284,000 | 9,373,000 | 12,857,000 |
| Noninterest income | 1,409,000 | 3,945,000 | 6,321,000 | 8,870,000 |
| Noninterest expense | 3,020,000 | 6,333,000 | 9,616,000 | 12,872,000 |
| Provision for loan losses | 0 | 40,000 | 100,000 | 200,000 |
| Pretax income | 1,636,000 | 3,856,000 | 5,978,000 | 8,655,000 |
| Income tax | 14,000 | 43,000 | 67,000 | 109,000 |
| Net income | 1,622,000 | 3,813,000 | 5,911,000 | 8,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,590,000 | 42,577,000 | 44,112,000 | 45,403,000 |
| Total capital | 43,634,000 | 44,687,000 | 46,303,000 | 47,633,000 |
| Risk-weighted assets | 210,943,000 | 211,695,000 | 208,333,000 | 227,800,000 |