Call reports 2019
STILLMAN BANCCORP, N.A. — 2019
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 443,674,000 | 451,702,000 | 464,215,000 | 469,014,000 |
| Total loans | 157,209,000 | 161,386,000 | 163,802,000 | 161,028,000 |
| Allowance for loan losses | 1,965,000 | 1,984,000 | 2,005,000 | 2,032,000 |
| Securities available for sale | 232,461,000 | 242,814,000 | 248,664,000 | 258,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,134,000 | 383,078,000 | 389,121,000 | 399,864,000 |
| Interest-bearing deposits | 316,561,000 | 316,311,000 | 320,847,000 | 331,776,000 |
| Noninterest-bearing deposits | 66,573,000 | 66,767,000 | 68,274,000 | 68,088,000 |
| Equity capital | 38,891,000 | 42,577,000 | 44,804,000 | 44,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,417,000 | 6,981,000 | 10,672,000 | 14,446,000 |
| Interest expense | 596,000 | 1,243,000 | 1,954,000 | 2,677,000 |
| Net interest income | 2,821,000 | 5,738,000 | 8,718,000 | 11,769,000 |
| Noninterest income | 1,066,000 | 2,327,000 | 3,742,000 | 5,232,000 |
| Noninterest expense | 2,879,000 | 5,702,000 | 8,605,000 | 11,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,008,000 | 2,363,000 | 3,855,000 | 5,391,000 |
| Income tax | 11,000 | 24,000 | 36,000 | 58,000 |
| Net income | 997,000 | 2,339,000 | 3,819,000 | 5,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,922,000 | 39,247,000 | 40,049,000 | 40,710,000 |
| Total capital | 40,887,000 | 41,231,000 | 42,054,000 | 42,742,000 |
| Risk-weighted assets | 205,258,000 | 208,761,000 | 211,934,000 | 216,393,000 |