Call reports 2017
STILLMAN BANCCORP, N.A. — 2017
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 430,302,000 | 431,885,000 | 445,389,000 | 443,118,000 |
| Total loans | 155,781,000 | 161,111,000 | 158,799,000 | 161,028,000 |
| Allowance for loan losses | 1,925,000 | 2,008,000 | 2,083,000 | 1,908,000 |
| Securities available for sale | 223,775,000 | 212,644,000 | 223,886,000 | 232,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,830,000 | 367,064,000 | 375,245,000 | 383,929,000 |
| Interest-bearing deposits | 307,852,000 | 305,978,000 | 299,650,000 | 304,647,000 |
| Noninterest-bearing deposits | 63,978,000 | 61,086,000 | 75,595,000 | 79,282,000 |
| Equity capital | 38,606,000 | 39,135,000 | 38,633,000 | 37,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,746,000 | 5,599,000 | 8,451,000 | 11,381,000 |
| Interest expense | 367,000 | 726,000 | 1,085,000 | 1,457,000 |
| Net interest income | 2,379,000 | 4,873,000 | 7,366,000 | 9,924,000 |
| Noninterest income | 1,107,000 | 2,288,000 | 3,592,000 | 4,850,000 |
| Noninterest expense | 2,644,000 | 5,224,000 | 7,847,000 | 10,564,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 0 |
| Pretax income | 793,000 | 1,851,000 | 2,965,000 | 4,144,000 |
| Income tax | 9,000 | 23,000 | 36,000 | 48,000 |
| Net income | 784,000 | 1,828,000 | 2,929,000 | 4,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,454,000 | 39,026,000 | 38,827,000 | 39,313,000 |
| Total capital | 41,379,000 | 41,034,000 | 40,910,000 | 41,221,000 |
| Risk-weighted assets | 197,292,000 | 197,119,000 | 199,782,000 | 204,246,000 |