Call reports 2016
STILLMAN BANCCORP, N.A. — 2016
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 421,552,000 | 421,973,000 | 423,948,000 | 430,915,000 |
| Total loans | 157,072,000 | 156,552,000 | 162,584,000 | 160,478,000 |
| Allowance for loan losses | 1,825,000 | 1,874,000 | 1,763,000 | 1,852,000 |
| Securities available for sale | 197,986,000 | 177,121,000 | 198,906,000 | 219,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,028,000 | 358,809,000 | 354,355,000 | 366,298,000 |
| Interest-bearing deposits | 306,557,000 | 305,876,000 | 301,024,000 | 302,743,000 |
| Noninterest-bearing deposits | 55,471,000 | 52,933,000 | 53,331,000 | 63,555,000 |
| Equity capital | 39,070,000 | 39,605,000 | 39,587,000 | 37,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,626,000 | 5,259,000 | 7,956,000 | 10,720,000 |
| Interest expense | 394,000 | 789,000 | 1,182,000 | 1,562,000 |
| Net interest income | 2,232,000 | 4,470,000 | 6,774,000 | 9,158,000 |
| Noninterest income | 1,114,000 | 2,806,000 | 4,027,000 | 5,299,000 |
| Noninterest expense | 2,638,000 | 5,202,000 | 7,805,000 | 10,389,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 648,000 | 1,954,000 | 2,816,000 | 3,833,000 |
| Income tax | 7,000 | 17,000 | 28,000 | 36,000 |
| Net income | 641,000 | 1,937,000 | 2,788,000 | 3,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,281,000 | 38,445,000 | 38,902,000 | 38,920,000 |
| Total capital | 40,106,000 | 40,319,000 | 40,665,000 | 40,772,000 |
| Risk-weighted assets | 195,980,000 | 190,393,000 | 200,601,000 | 203,516,000 |