Call reports 2015
STILLMAN BANCCORP, N.A. — 2015
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 411,686,000 | 409,779,000 | 412,393,000 | 423,954,000 |
| Total loans | 142,301,000 | 147,345,000 | 151,689,000 | 154,366,000 |
| Allowance for loan losses | 1,637,000 | 1,539,000 | 1,608,000 | 1,726,000 |
| Securities available for sale | 204,642,000 | 164,637,000 | 194,614,000 | 202,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,931,000 | 347,448,000 | 346,318,000 | 360,913,000 |
| Interest-bearing deposits | 304,160,000 | 296,532,000 | 295,686,000 | 303,522,000 |
| Noninterest-bearing deposits | 49,771,000 | 50,916,000 | 50,632,000 | 57,391,000 |
| Equity capital | 39,204,000 | 38,643,000 | 39,233,000 | 37,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,384,000 | 4,796,000 | 7,279,000 | 10,068,000 |
| Interest expense | 396,000 | 792,000 | 1,180,000 | 1,560,000 |
| Net interest income | 1,988,000 | 4,004,000 | 6,099,000 | 8,508,000 |
| Noninterest income | 892,000 | 2,179,000 | 3,259,000 | 4,278,000 |
| Noninterest expense | 2,581,000 | 5,193,000 | 7,776,000 | 10,456,000 |
| Provision for loan losses | 0 | 60,000 | 120,000 | -171,000 |
| Pretax income | 299,000 | 930,000 | 1,462,000 | 2,501,000 |
| Income tax | 4,000 | 13,000 | 24,000 | 32,000 |
| Net income | 295,000 | 917,000 | 1,438,000 | 2,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,936,000 | 37,948,000 | 38,229,000 | 37,655,000 |
| Total capital | 39,573,000 | 39,487,000 | 39,837,000 | 39,381,000 |
| Risk-weighted assets | 181,918,000 | 182,284,000 | 196,676,000 | 198,259,000 |