Call reports 2014
STILLMAN BANCCORP, N.A. — 2014
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 410,927,000 | 398,449,000 | 408,015,000 | 420,067,000 |
| Total loans | 137,240,000 | 142,032,000 | 144,203,000 | 142,065,000 |
| Allowance for loan losses | 1,618,000 | 1,666,000 | 1,637,000 | 1,518,000 |
| Securities available for sale | 193,916,000 | 193,703,000 | 200,147,000 | 197,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,855,000 | 343,942,000 | 340,605,000 | 356,767,000 |
| Interest-bearing deposits | 311,704,000 | 296,810,000 | 294,742,000 | 302,535,000 |
| Noninterest-bearing deposits | 46,151,000 | 47,132,000 | 45,863,000 | 54,232,000 |
| Equity capital | 38,735,000 | 38,594,000 | 38,770,000 | 38,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,943,000 | 7,404,000 | 9,956,000 |
| Interest expense | 408,000 | 800,000 | 1,175,000 | 1,573,000 |
| Net interest income | 2,020,000 | 4,143,000 | 6,229,000 | 8,383,000 |
| Noninterest income | 687,000 | 1,477,000 | 2,406,000 | 3,392,000 |
| Noninterest expense | 2,616,000 | 5,385,000 | 7,941,000 | 11,041,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 15,000 |
| Pretax income | 31,000 | 969,000 | 1,368,000 | 1,846,000 |
| Income tax | 3,000 | 11,000 | 19,000 | 35,000 |
| Net income | 28,000 | 958,000 | 1,349,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,617,000 | 37,750,000 | 37,813,000 | 37,602,000 |
| Total capital | 39,235,000 | 39,416,000 | 39,450,000 | 39,120,000 |
| Risk-weighted assets | 181,254,000 | 186,327,000 | 189,121,000 | 186,747,000 |