Call reports 2013
STILLMAN BANCCORP, N.A. — 2013
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 426,618,000 | 415,662,000 | 422,328,000 | 418,983,000 |
| Total loans | 145,802,000 | 148,783,000 | 148,212,000 | 141,902,000 |
| Allowance for loan losses | 1,724,000 | 1,700,000 | 1,782,000 | 1,541,000 |
| Securities available for sale | 163,684,000 | 173,163,000 | 180,095,000 | 183,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,124,000 | 361,162,000 | 362,196,000 | 357,983,000 |
| Interest-bearing deposits | 324,732,000 | 315,528,000 | 319,323,000 | 313,801,000 |
| Noninterest-bearing deposits | 44,392,000 | 45,634,000 | 42,873,000 | 44,182,000 |
| Equity capital | 41,801,000 | 40,246,000 | 39,903,000 | 38,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,632,000 | 5,268,000 | 7,900,000 | 10,437,000 |
| Interest expense | 551,000 | 1,076,000 | 1,583,000 | 2,036,000 |
| Net interest income | 2,081,000 | 4,192,000 | 6,317,000 | 8,401,000 |
| Noninterest income | 1,301,000 | 2,628,000 | 3,624,000 | 4,456,000 |
| Noninterest expense | 2,873,000 | 5,610,000 | 8,245,000 | 11,037,000 |
| Provision for loan losses | 260,000 | 320,000 | 380,000 | 1,690,000 |
| Pretax income | 573,000 | 1,214,000 | 1,640,000 | 454,000 |
| Income tax | 5,000 | 12,000 | 20,000 | 1,000 |
| Net income | 568,000 | 1,202,000 | 1,620,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,152,000 | 38,322,000 | 38,499,000 | 37,268,000 |
| Total capital | 39,876,000 | 40,022,000 | 40,281,000 | 38,809,000 |
| Risk-weighted assets | 183,822,000 | 187,949,000 | 188,944,000 | 184,236,000 |