Call reports 2012
STILLMAN BANCCORP, N.A. — 2012
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 421,790,000 | 414,243,000 | 423,092,000 | 434,985,000 |
| Total loans | 150,971,000 | 152,980,000 | 155,984,000 | 154,085,000 |
| Allowance for loan losses | 2,099,000 | 2,240,000 | 2,303,000 | 1,792,000 |
| Securities available for sale | 165,744,000 | 162,715,000 | 168,636,000 | 139,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,812,000 | 349,885,000 | 357,404,000 | 370,301,000 |
| Interest-bearing deposits | 312,738,000 | 308,887,000 | 315,484,000 | 319,164,000 |
| Noninterest-bearing deposits | 43,074,000 | 40,998,000 | 41,920,000 | 51,137,000 |
| Equity capital | 42,775,000 | 42,899,000 | 44,053,000 | 41,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,101,000 | 6,165,000 | 9,202,000 | 12,096,000 |
| Interest expense | 801,000 | 1,582,000 | 2,302,000 | 2,938,000 |
| Net interest income | 2,300,000 | 4,583,000 | 6,900,000 | 9,158,000 |
| Noninterest income | 1,409,000 | 2,241,000 | 3,431,000 | 5,212,000 |
| Noninterest expense | 2,716,000 | 5,599,000 | 8,329,000 | 11,377,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 1,440,000 |
| Pretax income | 933,000 | 1,105,000 | 1,822,000 | 3,587,000 |
| Income tax | 9,000 | 18,000 | 31,000 | 61,000 |
| Net income | 924,000 | 1,087,000 | 1,791,000 | 3,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,353,000 | 37,386,000 | 38,104,000 | 37,556,000 |
| Total capital | 40,452,000 | 39,626,000 | 40,407,000 | 39,348,000 |
| Risk-weighted assets | 192,414,000 | 191,975,000 | 194,630,000 | 186,835,000 |