Call reports 2011
STILLMAN BANCCORP, N.A. — 2011
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 396,855,000 | 383,103,000 | 408,295,000 | 415,949,000 |
| Total loans | 159,647,000 | 162,379,000 | 165,871,000 | 152,233,000 |
| Allowance for loan losses | 2,042,000 | 2,096,000 | 2,124,000 | 2,025,000 |
| Securities available for sale | 163,121,000 | 161,405,000 | 157,914,000 | 179,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,170,000 | 323,148,000 | 337,147,000 | 345,082,000 |
| Interest-bearing deposits | 301,504,000 | 286,970,000 | 299,499,000 | 302,750,000 |
| Noninterest-bearing deposits | 36,666,000 | 36,178,000 | 37,648,000 | 42,332,000 |
| Equity capital | 38,434,000 | 40,319,000 | 41,816,000 | 42,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,495,000 | 7,060,000 | 10,561,000 | 13,856,000 |
| Interest expense | 1,037,000 | 2,030,000 | 2,984,000 | 3,898,000 |
| Net interest income | 2,458,000 | 5,030,000 | 7,577,000 | 9,958,000 |
| Noninterest income | 915,000 | 1,809,000 | 2,030,000 | 3,180,000 |
| Noninterest expense | 2,702,000 | 5,429,000 | 8,083,000 | 10,664,000 |
| Provision for loan losses | 60,000 | 120,000 | 220,000 | 440,000 |
| Pretax income | 611,000 | 1,295,000 | 1,309,000 | 2,046,000 |
| Income tax | 11,000 | 25,000 | 44,000 | 35,000 |
| Net income | 600,000 | 1,270,000 | 1,265,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,546,000 | 37,760,000 | 37,834,000 | 38,073,000 |
| Total capital | 39,588,000 | 39,856,000 | 39,958,000 | 40,098,000 |
| Risk-weighted assets | 203,199,000 | 205,293,000 | 203,555,000 | 197,711,000 |