Call reports 2010
STILLMAN BANCCORP, N.A. — 2010
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 361,835,000 | 360,025,000 | 384,101,000 | 393,894,000 |
| Total loans | 153,389,000 | 161,497,000 | 164,454,000 | 161,051,000 |
| Allowance for loan losses | 2,042,000 | 2,108,000 | 2,167,000 | 2,020,000 |
| Securities available for sale | 141,411,000 | 155,691,000 | 140,659,000 | 159,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,345,000 | 309,686,000 | 323,377,000 | 334,478,000 |
| Interest-bearing deposits | 277,323,000 | 274,141,000 | 291,368,000 | 297,205,000 |
| Noninterest-bearing deposits | 33,022,000 | 35,545,000 | 32,009,000 | 37,273,000 |
| Equity capital | 38,066,000 | 37,694,000 | 39,406,000 | 37,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 7,059,000 | 10,608,000 | 14,097,000 |
| Interest expense | 1,161,000 | 2,324,000 | 3,470,000 | 4,575,000 |
| Net interest income | 2,346,000 | 4,735,000 | 7,138,000 | 9,522,000 |
| Noninterest income | 819,000 | 1,358,000 | 2,520,000 | 4,593,000 |
| Noninterest expense | 2,533,000 | 5,072,000 | 7,774,000 | 10,474,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 450,000 |
| Pretax income | 573,000 | 907,000 | 1,702,000 | 3,199,000 |
| Income tax | 6,000 | 0 | 0 | 23,000 |
| Net income | 567,000 | 907,000 | 1,702,000 | 3,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,443,000 | 35,698,000 | 36,527,000 | 37,551,000 |
| Total capital | 38,485,000 | 37,806,000 | 38,694,000 | 39,571,000 |
| Risk-weighted assets | 193,265,000 | 202,469,000 | 201,142,000 | 202,831,000 |