Call reports 2009
STILLMAN BANCCORP, N.A. — 2009
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 321,959,000 | 323,638,000 | 351,441,000 | 357,258,000 |
| Total loans | 155,895,000 | 159,778,000 | 156,025,000 | 156,348,000 |
| Allowance for loan losses | 2,469,000 | 2,507,000 | 2,538,000 | 2,490,000 |
| Securities available for sale | 109,070,000 | 105,697,000 | 117,132,000 | 136,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,818,000 | 275,034,000 | 295,541,000 | 301,237,000 |
| Interest-bearing deposits | 241,214,000 | 243,222,000 | 264,723,000 | 267,726,000 |
| Noninterest-bearing deposits | 32,604,000 | 31,812,000 | 30,818,000 | 33,511,000 |
| Equity capital | 36,355,000 | 36,695,000 | 38,620,000 | 37,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,722,000 | 7,305,000 | 10,878,000 | 14,486,000 |
| Interest expense | 1,353,000 | 2,585,000 | 3,788,000 | 4,991,000 |
| Net interest income | 2,369,000 | 4,720,000 | 7,090,000 | 9,495,000 |
| Noninterest income | 1,291,000 | 2,689,000 | 3,693,000 | 5,334,000 |
| Noninterest expense | 2,603,000 | 5,254,000 | 7,812,000 | 10,408,000 |
| Provision for loan losses | 260,000 | 320,000 | 380,000 | 940,000 |
| Pretax income | 797,000 | 1,835,000 | 2,591,000 | 3,481,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 19,000 |
| Net income | 793,000 | 1,827,000 | 2,578,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,995,000 | 35,556,000 | 36,239,000 | 36,693,000 |
| Total capital | 37,386,000 | 38,003,000 | 38,676,000 | 39,174,000 |
| Risk-weighted assets | 191,200,000 | 195,698,000 | 194,839,000 | 198,509,000 |