Call reports 2008
STILLMAN BANCCORP, N.A. — 2008
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 318,018,000 | 312,418,000 | 322,732,000 | 328,387,000 |
| Total loans | 161,383,000 | 156,033,000 | 160,883,000 | 161,364,000 |
| Allowance for loan losses | 2,027,000 | 2,087,000 | 2,148,000 | 2,209,000 |
| Securities available for sale | 92,659,000 | 106,978,000 | 108,418,000 | 121,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,242,000 | 264,166,000 | 274,431,000 | 278,676,000 |
| Interest-bearing deposits | 236,971,000 | 233,397,000 | 246,902,000 | 244,295,000 |
| Noninterest-bearing deposits | 32,271,000 | 30,769,000 | 27,529,000 | 34,381,000 |
| Equity capital | 35,396,000 | 34,127,000 | 34,441,000 | 36,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,344,000 | 8,385,000 | 12,493,000 | 16,555,000 |
| Interest expense | 2,069,000 | 3,825,000 | 5,523,000 | 7,135,000 |
| Net interest income | 2,275,000 | 4,560,000 | 6,970,000 | 9,420,000 |
| Noninterest income | 633,000 | 1,699,000 | 2,471,000 | 2,676,000 |
| Noninterest expense | 2,633,000 | 5,061,000 | 7,526,000 | 9,785,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 259,000 | 1,124,000 | 1,788,000 | 2,126,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 257,000 | 1,121,000 | 1,783,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,470,000 | 34,171,000 | 34,833,000 | 34,399,000 |
| Total capital | 35,497,000 | 36,258,000 | 36,981,000 | 36,608,000 |
| Risk-weighted assets | 194,726,000 | 192,111,000 | 197,374,000 | 197,677,000 |