Call reports 2006
STILLMAN BANCCORP, N.A. — 2006
What STILLMAN BANCCORP, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 282,087,000 | 283,448,000 | 287,477,000 | 296,780,000 |
| Total loans | 156,100,000 | 162,476,000 | 163,810,000 | 163,270,000 |
| Allowance for loan losses | 1,894,000 | 1,943,000 | 2,331,000 | 2,345,000 |
| Securities available for sale | 74,837,000 | 71,707,000 | 76,193,000 | 93,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,486,000 | 234,852,000 | 236,627,000 | 250,341,000 |
| Interest-bearing deposits | 199,877,000 | 205,500,000 | 205,584,000 | 218,411,000 |
| Noninterest-bearing deposits | 32,609,000 | 29,352,000 | 31,043,000 | 31,930,000 |
| Equity capital | 33,522,000 | 33,591,000 | 34,093,000 | 33,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,049,000 | 8,204,000 | 12,554,000 | 16,982,000 |
| Interest expense | 1,590,000 | 3,292,000 | 5,140,000 | 7,197,000 |
| Net interest income | 2,459,000 | 4,912,000 | 7,414,000 | 9,785,000 |
| Noninterest income | 721,000 | 1,528,000 | 2,307,000 | 3,037,000 |
| Noninterest expense | 2,308,000 | 4,730,000 | 7,208,000 | 9,480,000 |
| Provision for loan losses | 60,000 | 120,000 | 530,000 | 590,000 |
| Pretax income | 806,000 | 1,584,000 | 1,975,000 | 2,737,000 |
| Income tax | 21,000 | 42,000 | 63,000 | 45,000 |
| Net income | 785,000 | 1,542,000 | 1,912,000 | 2,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,603,000 | 34,067,000 | 33,751,000 | 33,329,000 |
| Total capital | 35,497,000 | 36,010,000 | 36,082,000 | 35,674,000 |
| Risk-weighted assets | 183,798,000 | 189,410,000 | 192,961,000 | 195,510,000 |